The Buy / Sell Process

• 100 Questions & Answers About Buying Home (.doc)
  - Introduction
  - Getting Started
  - Finding Your Home
  - You've Found It
  - General Financing Questions: The Basics
  - First Steps
  - Finding The Right Loan For You
  - Closing
  - How Can HUD And The FHA Help Me Become A Homeowner
  - Mortgage Insurance
  - FHA Products
   
• Basic Guide To Selling A Home (.doc)
  - Selling Your Home Can Be Exciting, But It Also Takes Work!
  - Choosing A Realtor To Sell Your Home
  - Role Of The Real Estate Broker
  - Tips on Interview with Real Estate Brokers
  - Setting Your List Price
  - Avoid the Urgent Sale
  - What is Market Value?
  - What Is Market Value? by J. P. Vaughan
  - The Particular House
  - Current Condition
  - 30 To 90 Days
  - About the Author
  - How To Read Sales Comparables
  - Improving Your Selling Time
  - Preparing Your Home For Sale
  - Helpful Tips On Preparing Your House for Sale
  - Clean up the outside
  - Touch up the interior
  - Replace bathroom and kitchen fixtures that are worn or leaking
  - Get rid of any bad smells in your home
  - Use a title company to handle the closing
   
• 10 Mistakes You Can't Afford (.doc)
  Most advice columns tell you how you should do things. But there are all kinds of things you shouldn't do, either. Here are 10 frequent financial mistakes that consumers routinely make -- and you should avoid.
   
• 3 Easy Steps to Getting a Mortgage (.doc)
  Examine your finances and shop around before you apply.
   
• A Guide for Creating a Healthier Home (.pdf)
  How to:
  - Reduce Indoor Allergens
  - Control Moisture in the Home
  - Avoid Heating Headaches
  - Check Household Furnishings
  - Use Household Products with Caution
  - Improve Air Filtration
  Includes Free Product Information Request card.
   
• Borrowing Basics - What You Don't Know (.pdf)
  Getting the facts.
  - What is predatory lending and how can it affect you?
  - How can you get the best loan?
  - What can you do to avoid a predatory lender?
  - Are all loans or credit cards with high interest rates predatory?
  - Where can you get help?
  - Glossary of Loan Terms.
  - More information from the Fannie Mae Foundation.
   
• Buying Real Estate (.doc)
  - Who Represents You?
  - Take Charge When Buying A Home.
  - Saving for a Home.
  - How Agents Get Paid.
  - Should I Prepay My Home Loan?
  - How Much Can I Afford?
  - Costs Associated with a Home Loan.
   
• Choosing The Mortgage That's Right For You (.pdf)
  - How the Fannie Mae Foundation can help.
  - How this guide can help you shop for a mortgage.
  - What is your buying power?
  - What is a mortgage loan?
  - Four factors that affect your mortgage payment.
  - How large a down payment c n you afford?
  - How large a monthly mortgage payment can you afford?
  - How low an interest rate can you expect?
  - How short a repayment term can you handle?
  - Now, how much can you afford?
  - How do you choose the right mortgage?
  - Advantages of fixed- rate mortgages.
  - Advantages of adjustable- rate mortgages (ARMs).
  - Other types of ARMs.
  - Balloon mortgages.
  - Other types of mortgages to consider.
  - Where do you look for a mortgage loan?
  - How do you compare loan terms between lenders?
  - After you’ve gathered information.
  - Additional Guide Information.
   
• Knowing And Understanding Your Credit (.pdf)
  - How the Fannie Mae Foundation can help.
  - How this guide can help.
  - What is credit?
  - How do I know if I have good credit?
  - What is a credit report?
  - How to order a credit report.
  - How to understand your credit report.
  - How to correct errors.
  - Credit reports and credit scores.
  - How will late payments affect my credit?
  - What else will help me take control of my credit?
  - Steps you can take on your own.
  - Getting help.
  - A note about bankruptcy, foreclosures, and repossessions.
  - How can I create a credit history if I don ’t have one now?
  - How can a budget help improve my credit?
  - Cutting expenses and increasing income.
  - Why are checking and savings accounts important?
  - Options for investing your money.
  - What ’s next?
  - More information from the Fannie Mae Foundation.
   
• Opening The Door To a Home Of Your Own (.pdf)
   -How the Fannie Mae Foundation can help.
  - Are you ready to buy a home ?
  - How steady is your job history?
  - Do you pay your bills on time each month?
  - Do you have a credit history?
  - Do you have money saved for a down payment ?
  - Can you afford to pay a mortgage each month?
  - How to calculate your payment.
  - How does a lender determine the amount of the mortgage you may receive ?
  - How large a mortgage do you qualify for?
  - Have you been turned down for a mortgage ?
  - You're ready to buy a home. What do you do first ?
  - You do not think you are ready to buy a home or you are not sure. What should you do?
  - More about the Fannie Mae Foundation .
  - Home Mortgage Qualifying Worksheet.
  

E-mail: Info@PartnersRealtyGroup.com      (860) 675-4855   

Complete Contact Info                      Copyright and Disclaimer